Each one of us is good at giving advice. We tell our children to be obedient, have pleasing manners, be disciplined etc. We tell our juniors at work to be punctual, focused, over-achieve etc. We tell our spouses to be balanced, mature, cool etc. We tell our neighbours to be friendly, helpful etc. Our expectations from others always borders on perfection.

Ever wondered what the expectations of others are? They expect us to be perfect too. At the very minimum, they expect us to practice what we preach and “walk the talk”. It would seem too far fetched if we demonstrate some behaviour and expect a contrary behaviour from others. For example, if we were to be short tempered ourselves, how can we expect our children, spouse or neighbour to be any different?

If we strive for perfection ourselves, without worrying about others, we might soon end up becoming a role model for others. People might start looking up at us and emulating us. We might create the change that we wish to see merely by adopting it in ourselves. What greater achievement can there be when we have conquered ourselves and, in the process, unleashing a wave of change around us?

The world, that we perceive, is merely a reflection of ourselves. If we are filled with positive thoughts and emotions, we will see a wonderful world around us. Every moment will become a moment of joy and every person an angel from heaven. All we need to do is to adjust our lens and improve ourselves.

Be a role model in your circle of influence. Embrace a life of values.

when we focus on inculcating values, we automatically qualify as a role model for ourselves as well as others around us.

How many Hindus know this??

WHY TO VISIT TEMPLES ? A must read !

(Scientific Reason)

There are thousands of temples all over India in different size, shape and locations but not all of them are considered to be built the Vedic way. Generally, a temple should be located at a place where earth’s magnetic wave path passes through densely. It can be in the outskirts of a town/village or city, or in middle of the dwelling place, or on a hilltop. The essence of visiting a temple is discussed here.

Now, these temples are located strategically at a place where the positive energy is abundantly available from the magnetic and electric wave distributions of north/south pole thrust. The main idol is placed in the core center of the temple, known as “*Garbhagriha*” or *Moolasthanam*. In fact, the temple structure is built after the idol has been placed. This *Moolasthanam* is where earth’s magnetic waves are found to be maximum. We know that there are some copper plates, inscribed with Vedic scripts, buried beneath the Main Idol. What are they really? No, they are not God’s / priests’ flash cards when they forget the *shlokas*. The copper plate absorbs earth’s magnetic waves and radiates it to the surroundings. Thus a person regularly visiting a temple and walking clockwise around the Main Idol receives the beamed magnetic waves and his body absorbs it. This is a very slow process and a regular visit will let him absorb more of this positive energy. Scientifically, it is the positive energy that we all require to have a healthy life.

Further, the Sanctum is closed on three sides. This increases the effect of all energies. The lamp that is lit radiates heat energy and also provides light inside the sanctum to the priests or *poojaris* performing the pooja. The ringing of the bells and the chanting of prayers takes a worshipper into trance, thus not letting his mind waver. When done in groups, this helps people forget personal problems for a while and relieve their stress. The fragrance from the flowers, the burning of camphor give out the chemical energy further aiding in a different good aura. The effect of all these energies is supplemented by the positive energy from the idol, the copper plates and utensils in the *Moolasthan*am / *Garbagraham*. *Theertham*, the “holy” water used during the pooja to wash the idol is not
plain water cleaning the dust off an idol. It is a concoction of Cardamom,*Karpura* (Benzoin), zaffron / saffron, *Tulsi* (Holy Basil), Clove, etc…Washing the idol is to charge the water with the magnetic radiations thus increasing its medicinal values. Three spoons of this holy water is distributed to devotees. Again, this water is mainly a source of magneto-therapy. Besides, the clove essence protects one from tooth decay, the saffron & *Tulsi* leafs protects one from common cold and cough, cardamom and *Pachha Karpuram* (benzoin), act as mouth fresheners. It is proved that *Theertham* is a very good blood purifier, as it is highly energized. Hence it is given as *prasadam* to the devotees. This way, one can claim to remain healthy by regularly visiting the Temples. This is why our elders used to suggest us to offer prayers at the temple so that you will be cured of many ailments. They were not always superstitious. Yes, in a few cases they did go overboard when due to ignorance they hoped many serious diseases could be cured at temples by deities. When people go to a temple for the *Deepaaraadhana*, and when the doors open up, the positive energy gushes out onto the persons who are there. The water that is sprinkled onto the assemblages passes on the energy to all. This also explains why men are not allowed to wear shirts at a few temples and women are requested to wear more ornaments during temple visits. It is through these jewels (metal) that positive energy is absorbed by the women. Also, it is a practice to leave newly purchased jewels at an idol’s feet and then wear them with the idol’s blessings. This act is now justified after reading this article. This act of “seeking divine blessings” before using any new article, like books or pens or automobiles may have stemmed from this through mere observation.

Energy lost in a day’s work is regained through a temple visit and one is refreshed slightly. The positive energy that is spread out in the entire temple and especially around where the main idol is placed, are simply absorbed by one’s body and mind. Did you know, every Vaishnava(Vishnu devotees), “must” visit a Vishnu temple twice every day in their location. Our practices are NOT some hard and fast rules framed by 1 man and his followers or God’s words in somebody’s dreams. All the rituals, all the practices are, in reality, well researched, studied and scientifically backed thesis which form the ways of nature to lead a good healthy life.

The scientific and research part of the practices are well camouflaged as “elder’s instructions” or “granny’s teaching’s” which should be obeyed as a mark of respect so as to once again, avoid stress to the mediocre brains.


Table Manners !

Table Manners !

I do not know how many of you know about these table manners but, I, for one, had no knowledge of nearly half of them!!! You may call me an ignoramus or dumb or uncivilised or anything else but I do not see haow knowing these manners only will make one cultured and civilised. Is it really necessary to import these manners into our culture when GOD has given us lovely and dextrous hands to feed ourselves. When everyone is preaching and it is necessary to simplify our lives and live with nature, is it essential that we complicate with such extensive paraphernalia just to feed ourselves to live  ………..???!!! !


Table Manners

Fun & Info @ Keralites.netAs soon as you are seated, place your dinner napkin on your lap. As you use it during your meal, return it to its place on your lap. At the end of the meal, place your soiled napkin next to your plate, but do not refold it.

When your place setting contains a number of utensils, the general rule of thumb is to use them in order, from the outside in. If your host or hostess has properly set the table, the flatware will be laid out to match up with each course served. Once you have used a utensil, never place it back on the table or tablecloth. As you finish each course, place the utensil on the plate or bowl, along the edge furthest from you.

Sit up straight and keep your elbows off of the table. It is not okay to lean back in your chair, slouch, or lean forward onto the table. While you should never place your elbows on the table, it is permissible to rest your wrists on the table edge between courses.

At meals that are served “family style,” platters should be passed to the right, or counterclockwise.

Never chew with your mouth open or talk with food in your mouth
. Take small bites so that you can swallow your food easily and maintain a pleasant dinner conversation.

Be sure to swallow your food before taking a sip of your drink.

When eating a salad, be sure to cut the lettuce and other vegetables into comfortable bite-sized servings. Never try to wrangle a large chunk of food into your mouth!

If soup is served, dip your spoon into the bowl moving away from you and then sip (not slurp!) the soup from the spoon. As the bowl nears empty, it is alright to tip it a bit away from you to get the last few spoonfuls. Never pick up your soup bowl and “drink” the remainder.

When eating a bread roll, tear off a bite at a time rather than biting into the whole roll
. If you choose to butter your bread, place a small pat or two on your bread plate and then butter each individual bite-sized piece. Do not dip your bread into gravy or other sauces.

Very few foods should be eaten with your fingers. When in doubt, use your utensils or follow the lead of your hostess.

If you need something that is out of your reach (the salt shaker, for instance), politely ask someone to pass it to you. Never lean across the table to grab something.

If you drop your napkin or a utensil during your meal, lean over to pick it up only if it is within easy reach. If not, leave it be. For formal dinners, always leave it and ask the server to bring you a fresh one.

Fun & Info @

Remain seated throughout the entire meal, unless you have an emergency or become ill. If you must leave the table, be sure to excuse yourself.Always turn off pagers and cellular phones during a meal. If you must leave your phone on because of the potential for a work or personal emergency, be sure to excuse yourself from the table before taking a call.

Fun & Info @ Keralites.netIf you are dining in someone’s home, do not sit down until your hosts do, unless they request that you do so. Never begin eating until all guests are seated and the host begins his meal.

If you get something stuck in your teeth, do not try to remove it at the table. If it is bothersome, you may excuse yourself to the washroom to remove the offending item.

Never do any personal grooming at the table. If you need to straighten your hair or freshen your lipstick, do so after the meal in the privacy of the restroom.

If you are a guest in someone’s home and they choose to pray before a meal, you have two choices
. Either bow your head and join in or remain quietly seated until they are finished.

Try to be open-minded about trying new foods, especially when dining in someone’s home. Your hosts went to considerable effort to present you with a pleasurable dining experience; do not offend them by refusing their offerings. If you have a food allergy that would prevent you from trying something, politely explain. You can say, “It looks delicious, but unfortunately I am allergic to strawberries. “

Compliment the cook. Be sure to thank your host or hostess for your meal and offer a sincere compliment on the meal. Even if you didn’t particularly enjoy the food, you can certainly come up with something nice to say!


Life can begin at 60, it is all in your hands!

Many people feel unhappy, health-wise and security-wise, after 60 years of age owing to the diminishing importance given to them and their opinion. But it need not be so, if only we understand the basic principles of life and follow them scrupulously. Here are ten mantras to age gracefully and make life after retirement pleasant.
1. Never say ‘I am aged’: There are three ages, chronological, biological, and psychological. The first is calculated based on our date of birth; the second is determined by the health conditions and the third is how old you feel you are. While we don’t have control over the first, we can take care of our health with good diet, exercise and a cheerful attitude. A positive attitude and optimistic thinking can reverse the third age.
2. Health is wealth: If you really love your kith and kin, taking care of your health should be your priority. Thus, you will not be a burden to them. Have an annual health check-up and take the prescribed medicines regularly. Do take health insurance cover.
3. Money is important: Money is essential for meeting the basic necessities of life, keeping good health and earning family respect and security. Don’t spend beyond your means even for your children. You have lived for them all through and it is time you enjoyed a harmonious life with your spouse. If your children are grateful and they take care of you, you are blessed. But never take it for granted. 
4. Relaxation and recreation: The most relaxing and recreating forces are a healthy religious attitude, good sleep, music and laughter. Have faith in God, learn to sleep well, love good music and see the funny side of life.
5. Time is precious: It is almost like holding a horse’s reins. When they are in your hands, you can control them. Imagine that everyday you are born again. Yesterday is a cancelled cheque. Tomorrow is a promissory note. Today is ready cash — use it profitably. Live this moment.
6. Change is the only permanent thing: We should accept change — it is inevitable. The only way to make sense out of change is to join the dance. Change has brought about many pleasant things. We should be happy that our children are blessed.
7. Enlightened selfishness: All of us are basically selfish. Whatever we do, we expect something in return. We should definitely be grateful to those who stood by us. But our focus should be on the internal satisfaction and happiness we derive by doing good to others, without expecting anything in return.
8. Forget and forgive: Don’t be bothered too much about others’ mistakes. We are not spiritual enough to show our other cheek when we are slapped in one. But for the sake of our own health and happiness, let us forgive and forget them. Otherwise, we will be only increasing our BP.
9. Everything has a purpose: Take life as it comes. Accept yourself as you are and also accept others for what they are. Everybody is unique and right in his own way.
10. Overcome the fear of death: We all know that one day we have to leave this world. Still we are afraid of death. We think that our spouse and children will be unable to withstand our loss. But the truth is no one is going to die for you; they may be depressed for some time. Time heals everything and they will carry on.

Tulsi — Nature’s Health-Promoting Gift to YOU*

Tulsi — Nature’s Health-Promoting Gift to YOU*

When I first discovered facts about the Tulsi herb, I had a challenging time believing all of the info about its far-reaching benefits.

What qualities made our producer of Tulsi win the “2005 Socially Responsible Business Practices Award” — and become a global leader of such high quality organic products? Find out now…

Never before had I uncovered such a single, little-known herb with such wide-ranging health benefits.*

I began to really dig deeper when I discovered Tulsi health and wellness applications dating back thousands of years in India.*

I really felt there must be something compelling behind all this.

And what I discovered is that scientists from around the world (and particularly in India) have been busy researching the Tulsi herb — and providing strong evidence of its natural health value.*

One challenge the scientific community faces when studying herbs is that herbs tend to provide the greatest health benefits over prolonged periods of time.* They are not the “quick-fix” touted by many other health-related products.

But before we dive into more details on the incredible benefits, let’s take a trip far back in time to better understand…

How this Ancient Herb Became Part of India’s Spiritual and Wellness Culture

Tulsi — Nature’s Gift to YOU
In India, the Tulsi herb has been widely known for its health-promoting properties — for body, mind, and spirit for over 5000 years.

Commonly called “sacred” or “holy basil,” Tulsi is a principle herb of Ayurveda, India’s ancient holistic health system. Ayurveda means “knowledge of life” — with herbs lying at the very heart of Ayurvedic practice.

Ayurvedic knowledge grew out of the wisdom of ancient rishis (sages) and yogis of India, and initially passed by word of mouth.

Apparently, this tradition continued for many generations until the earliest known written texts around 5000 BC.

The Rigveda became the first documented scientific record of Ayurveda. Rig means “in verses” and veda means “book of infinite knowledge.”

Herbs like Tulsi are at the heart of India’s holistic health system.
The Rigveda emphasized the importance of herbs for optimal health and well-being.

The ancient rishis ensured the integration of Tulsi into daily life by incorporating it into religious rituals. In this way, people at all levels of Indian society routinely consumed Tulsi for health benefits during worship in their temples and homes.*

Today, Indians worship Tulsi as a sacred plant. It is a part of Indian households, typically grown in earthen pots in the family home or garden.

You already know about many of this herb’s amazing health benefits*, but here’s one I feel needs additional emphasis…

How Tulsi can Help You Stay Calm and Relaxed*

Testimonials for Tulsi Tea
Wow! This must be the best-tasting tea I’ve ever had! I just tried Tulsi Tea (original) for the first time: absolutely delicious. What a nice bonus that something that has such great health benefits is so delicious! This is a definite must-have for me! – Jonathan Posted Image

This is a great tasting tea. I make some almost every morning to drink for the drive to work.
– Brandon

Certain herbs have been discovered to induce resistance to stress called: State of Non-specific Increased Resistance (SNIR)*.

Agents that improve the capability of an organism to adapt to stressors are called adaptogens. According to Dr. Narendra Singh, author of Tulsi — The Mother Medicine of Nature, an adaptogen must fulfill three requirements.

It must:

  • Be innocuous in nature
  • Promote normal physiological functions of your body
  • Induce a SNIR in the human organism, so the body copes better with stress

And of all the herbs Dr. Singh researched, Tulsi ended up being one of the best adaptogens.*

So what does this mean to you?

It simply means Tulsi can help boost your system against stress… helping you to relax and stay calm in today’s frantic world.*

And this is only one of the many Tulsi benefits you could take advantage of with the Original Tulsi Tea Mix and products.

But why hasn’t this herb been better known until now?

India’s Organic Movement — What Happened and Why?

Just like the rest of the world, but perhaps more so in India, farming methods swayed under constant pressure from corporations for higher and quicker profits.

Farming areas of northern India ended up in very bad shape. Soil depletion from over-farming and the use of fertilizers and pesticides was widespread. Many farmers were unable to cultivate their land anymore.

Tulsi field in Azamgarth, India, where the organic movement began.

In 1997, a movement began to take place in northern India that would change the face of farming in the region. A group of people convinced of the value of organic farming and processing began working with local farmers to help solve the over-farming issue.

At first the local farmers were skeptical — having already gone down the wrong path with large corporations.

However one small farmer, Kailash Singh, in the small northern Indian village of Azamgarth, decided to take a chance on his small 3-acre farm and go organic. He started the first organic Tulsi farm.

With time, more local farmers joined Singh, eventually expanding the Tulsi organic process to over 10,000 acres.

So, it’s no wonder Indian culture considers Tulsi at the heart of the organic movement.

And now, you can take advantage of all Tulsi has to offer with Original Tulsi Tea Mix and Holy Basil Capsules — made with 100% organic ingredients (plus vegetarian supplement capsule).

I’m sure by now you’re familiar with the powerful benefits provided to you by antioxidants.* Well, Original Tulsi Tea Mix and Holy Basil Capsules are no exception. Here’s…

How Tulsi Delivers You Powerful Antioxidant Nutrients*

Antioxidants are important nutrients, as they help you slow down the excess oxidation process and protect your cells from free radicals.*

When free radicals attack your cells, excess oxidation can occur, which potentially damages your cells. Antioxidants help counteract this process — and Tulsi is rich in antioxidants.*

Yours today — superior organic Tulsi, all because of this type of extensive training that ORGANIC INDIA’s farmers receive. Discover more here…

If you recall, I’ve mentioned often how antioxidants are your body’s #1 way to neutralize free radicals — those harmful metabolic byproducts that can damage cells and tissues throughout your body.

Scientific evidence repeatedly demonstrates antioxidants are key nutrients in helping YOU:

  • Support your memory function*
  • Promote your heart health*
  • Boost your immune system*
  • Slow down the signs of normal aging*
  • Promote your healthy vision*

Although many foods you eat contain antioxidants, today’s poor diets likely don’t provide you with the free radical scavengers you need.

I firmly believe the Tulsi herb found in Original Tulsi Tea Mix and Holy Basil Capsules can help you maintain the antioxidant nutrients you need.

However, I suspect you need a few more details, and might be wondering…

How can Tulsi Offer so Many Health Benefits?*

Over time, scientists learned that Tulsi’s unique chemistry is highly complex.

The Tulsi herb contains hundreds of beneficial compounds known as phytochemicals. Phytochemicals are non-nutritive plant compounds containing protective and health promoting properties.*

Working together, these compounds possess potential antioxidant, adaptogenic, and immune-enhancing properties that can help promote your general health.*

The essential oils in Tulsi leaves are a particularly rich source of these phytochemicals.

To give you even more of a flavor for Tulsi herb applications, here’s a table showing potential uses of Tulsi within Ayurveda, India’s holistic health system.

Ayurvedic preparation Application for: Ayurpanas Respiratory system and normal body temperature support* Cwasahara Respiratory system health? promotion* Surasa Appetite support* Mahajwarankuca Rasa Normal body temperature support* Jwarakunjana — parindra Rasa Stamina promotion and respiratory support* Bhallataka Lauha Digestive system support, loss of appetite, and stamina* Bhaktavipaka Bati Elimination system promotion* Dakamuladya Ghrita Respiratory system support* Lauha Parppati Maintaining blood sugar/pressure levels within the normal range* Vrihat Yogaraja Guggulu Skeletal and joint system maintenance* Saurecwara Ghrita Maintaining a normal digestive and elimination system* Rasacekhara Cwitrapanchanana and Durlabha Rasa Promoting healthy skin* Mahanila oil Healthy hair* Vakuladya oil Dental hygiene support* Maktadi Mahanjana Healthy vision promotion* Kumara Kalyana Ghrita Dental hygiene promotion in children* Table adapted from Tulsi — The Mother Medicine of Nature, by Dr. Narendra Singh

So even though you may not live in India, you can see how Tulsi preparations potentially benefit Indian health and wellness.*

And you can see why I’m happy to offer you Original Tulsi Tea Mix and Holy Basil Capsules… I believe it’s an excellent herb to help you further take control of your health.*

Yet, just like any product or service available on my website, there must be a solid quality-driven manufacturer behind what I offer. Well, Original Tulsi Tea Mix and Holy Basil Capsules pass my stringent manufacturer selection process hands down.

Safe Banking Tips

Always prefer the banks recognized by the Reserve Bank of India.


Never introduce an unknown person for the purpose of opening an account in your Bank.


Never encash cheques / drafts of an unknown person through your account.


Never disclose your bank account number, user name and password to anyone.


As far as possible, bank transactions should be handled personally.


Take care of your cheque books. Do not keep signed cheques in the drawer or any place where outsiders have an easy access.


Monthly statements of your bank account should be invariably checked.


At the time of cash withdrawal, the account holder must physically check the cash. Never hand over the cash to a third person for counting.


Many crimes occur when you carry cash and valuables from your home, shop, bank in public/private transport. Following are the ways how these offenders operate:

  Diverting your attention
  Giving you false sense of security by posing as policemen
  Pick Pocketing in busy buses

Diverting attention inside the banks.

An approach to safe banking

“Social security, bank account, and credit card numbers aren’t just data. In the wrong hands they can wipe out someone’s life savings, wreck their credit and cause financial ruin.”-Melissa Bean

I. Changing trends of Indian banking system

Banking in India has come into the existence in the 18th century. Financial sector reforms in 1991 have changed the face of Indian banking sector. IT revolution had great impact on the Indian banking system. Computerization of the banking sector had led to introducing the online banking in India. The technological innovations in the services offered to the customers made Indian banks to compete with the global banks.

Compared to earlier traditional banking system, new products were introduced for the convenience of the customers. They are:

• Internet banking: Online banking allows customers to conduct financial transactions through a secure website of the bank .To perform the banking transactions a customer need to have a password and customer verification number. You can access your account balance, funds transfers, bill payments, stop payments and loan applications.
• Credit cards: Credit card is a system of payment used to borrow money for merchandise transactions and cash advances.
• Debit cards: Debit card is a kind of banking instrument and it provides electronic access to your own bank account.
• Mobile banking: Mobile banking is another banking instrument used to perform banking transaction through mobile applications.

Changing incomes, demographics and technologies are empowering customers to demand transparency from the banks. Changing technology not only given the customers greater accessibility to various services and it has also given chance to various frauds. These frauds are more in misuse of savings bank account, credit and debit card and internet banking user ID and passwords.

Phishing is a term which involves internet fraudsters by sending email messages to grab the personnel information of Internet banking, user id, passwords, credit card/debit card numbers and bank account information and other personal information. Responding to those kinds of mails or clicking on the links appearing in those mails may lead to get into those frauds.

II. Tips to protect from phishing

• Never respond to the mails asking for your password and PIN
• Never submit your account or card details to unknown persons
• Check properly the security aspects of the site before shopping online
• Secure your Internet banking password
• Never use unprotected Internet cafes and cyber cafes for Internet banking
• Never leave your PC unattended when using Internet banking
• Don’t forget to logoff your PC, when you’ve finished Internet Banking
• Never install or run the programmes from unknown source

III. Tips to protect your pin

Never take help of an unknown person at the ATM
• Protect your money
• Count your money and keep it in a safe way before leaving the ATM
• Report immediately when you lose your card
• Keep checking your monthly credit card and bank statements for any frauds.

IV. Tips to protect your savings

• Never write your PIN on ATM envelops
• Always draw a line through unused space on the cheque
• Never leave your cheque book unattended
• Never sign on blank cheques
• Don’t forget to cross your cheque whenever applicable
• Don’t forget to count the number of cheque leaves, whenever you receive a new cheque book.

V. Mobile banking and tips for safe mobile banking

Mobile banking is a latest tool to perform balance cheques, account transactions, payments and credit applications by using mobile phones. The introduction of mobile banking has discovered new ways of banking. Mobile banking users can be offered with below services:

• Mini statements
• Checking of account history
• Monitoring term deposits
• Access to loan statements
• Access to card statements
• Mutual fund statements
• Insurance policy payments
• Pension plan management
• Status of cheque
• Stop payment on cheque
• Ordering cheque books
• Balance checking in the account
• Recent transactions
• Payment due dates
• Change of PIN through online and reminder
• Blocking of last cards

Safe Mobile Banking Tips:

Never share your mobile banking PIN number with anybody
• Download your bank’s mobile app and ensure you are connecting to your bank and not to any fake site
• Download regular updates whenever they are available
• Don’t forget to inform your bank authorities about the loss of your mobile and register a new number and link it to your bank account
• Never use a public Wi-Fi for banking transactions for a secure transaction
• Disable the automatic Wi-Fi connect option in the Network Settings of your mobile device
• Ignore the messages and calls from banks, which ask for details through SMS or calls
• Protect your password and Mobile for extra safety

VI. Tips for safe internet banking

Internet banking is very convenient and time saving banking system. Follow the safety banking tips to avoid scams and online frauds.

• Collect the history of the bank and other details form the bank official website
• Make sure about the privacy policy of the bank and also collect a copy of privacy policy from the bank people
• Protect your banking information, credit card numbers, social security numbers and personal data in a safe way
• Never respond to the mails that request information about your account details
• Be particular while choosing a password. Never choose a password with your mother name,

date of birth and last four digits of your phone and others
• Be secure about your password and other related information
• Change your password regularly to avoid scams
• Install the latest security firewalls to your browser
• Have a robust online antivirus solution
• Follow the guidelines of your bank as mentioned in their manual
• Ignore the remember password option for shopping and banking websites
• Make sure that you logout every time when you are using public computers
• Never send your account information and password details through email

VII. Tips to protect credit cards

Give your identity documents to trusted people only
• Make sure that your credit cards and other cards are safe
• Don’t forget to inform the concerned bank if you do not receive bank statements in the form of emails or posts
• Do periodical reviews of your bank statements and if you find any wrong information report bank authorities immediately for immediate action.

VIII. Tips for general safe banking

• Don’t forget to sign on the cards immediately when you receive it
• Always sign with a ball pen on your card
• Make sure you don’t forget your card after swiping at shops or restaurants
• Don’t forget to note down the card number and emergency number once you receive it
• Report immediately when you lose your card
• Don’t forget to keep a photo copy of a travel card with you
• Never write the PIN number anywhere. Try to remember it for security reasons
• Never borrow your card to anybody. You are responsible for their purchases /withdrawals with your card