INFORMATION OF INDIAN MONEY
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Making Children aware of Indian Culture
The world is shrinking and people instantly know about the developments and changes going on in any part of the world. They can interact with people from any part of the globe anytime and that too instantaneously. Children are not untouched with these changes. Today, almost every house has a computer with internet connection and most often there is no age limit for any child to understand all the things going on. They interact and chat with new and old friends and send and receive emails.
The trend is good and the development is seen very fast. But at the same time it becomes your duty as a parent to make your child aware of the Indian culture. But for this, you need lot of patience and perseverance first. When you are explaining about Indian culture do not just give your child a lecture or order him or her to behave and dress up in such and such manner. There is a proper way to teach them so that they understand and conceive the real Indian culture and the right values, which is much above dressing sense and styling. This will also help them understand the world and the changes going on in a better way.
Tips Helpful in Making Children Aware of Indian Culture
Have a quick look at some tips which will help you to make your children understand the importance of Indian culture.
Give Example of Indian Culture
Give examples of Indian culture because children learn through examples. Show them the better side of everything you teach them. Make sure they get all this in such a way that they build lifelong bonds.
Follow Indian Culture
Celebrate festivals following the Indian culture, Indian tradition and Indian rituals. This will definitely bring them close to our rich Indian culture.
Watch Indian Cultural Programs
Show them folk dances or attend Indian cultural programs along with your children. Such things will help them to come closer to our Indian culture and understand Indian culture in a better manner.
Indian Customs and Traditions
You can make them aware of various customs and traditions of different states and show them that there is unity in diversity in India. Also, make them aware of how unique our Indian culture is.
Tell Indian Cultural Stories
Read out stories that promote Indian values and Indian culture and make them get emotionally attached to the moral of the stories. Emotional bonding helps a lot in developing any habit in kids and helps them learn to love our rich Indian culture.
Talk to Them about Diverse Indian Culture
Make the kids aware of the different religions and their vision towards life. Teach them to pray in your own culture and learn the power of eternity.
Make Trips to Different Regions of India
Make trips to different parts of India in vacations so that they can see the natural beauty and Indian culture more closely. Make them realise that people from other counties visit India to understand our unique Indian culture in a better manner.
Teach Indian Values
Tell them to behave politely and respectfully with elders and younger ones which is one of the Indian values. Show them how good it feels when you talk politely or shun away any problem with polite behaviour. You should also practice what you teach as children will always follow whatever you do in your life.
Make them aware of the wrong doings that go on in the world today. Try to teach them not to compromise with their values but at the same time be practical also. Build trust in your child and this begins with openness and authenticity.
Teach them to Respect Indian Culture
Make them believe and understand that Indian culture is one of the oldest and unique cultures in the world. They should also understand that even people from other countries respect our Indian culture so much and want to know about it. So it is their duty as well to respect and protect our Indian Culture.
Encourage Traditional Dressing and Food
Make one night in a month or two when you take your children out for a dinner in an ethnic restaurant and if possible encourage them to wear traditional dress too. It is very necessary that children respect our Indian traditional dresses. They should also have good knowledge about traditional dishes and encourage eating healthy traditional food items.
Making your child aware of Indian culture is important. It is better you start as early as possible because anything taught in the early age of the child develops in habit and lasts lifelong. Do not expect that everyone will accept and conceive it in the same way. If you are late, give some time and space and help them understand.
15 TIPS TO AVOID INVESTMENT FRAUD
1) Always ensure to use your own pen while filling application form and/or cheques. The era of frauds using invisible ink of agents has just begun and ensures to put lines in the blank areas both in the cheques and application, not leaving space for anyone to fill the blank columns. In case the application is filled by the agent, read all the writings carefully and ensure that, the data filled is correct and matches with your records.
2) Always ensure to write application number, your name, mobile phone no., fund/scheme name on the back of the cheque. If you’re giving renewal premium cheque, write your policy/folio number also.
3) Check for renewal date and payment frequency carefully in your policy document. It has come to notice that many agents had taken the cheque from customers for yearly mode or half-yearly mode & has submitted the documents on monthly mode. If possible use online premium payment.
4) Deal with only certified financial planner, AMFI certified distributor or IRDA certified insurance agent. Do not deal with sub-brokers as they are not fully trained and do not have complete knowledge about the products they are selling on behalf of the main agent.
5) Always check the identity card of the person to whom you are dealing with. Check the company name and date of validity of the card. Generally, IRDA license is valid for 3 years and AMFI license is valid for 5 years from the date of issuance / renewal.
6) Do not blindly trust anyone even if you know him / her from several years. Always ask for official brochure of the product you are dealing with and see everything written there. Read all fine prints carefully and ensure that, whatever your agent explained to you related to the products are correctly matching with official offer documents or the policy proposal form.
7) Ask for official illustration of the insurance product or fact sheet of mutual fund before investing. In most of the cases the investment returns and other benefits explained in the illustration is based on some assumptions. In 90% cases the agent will try to convince you that, the return worked out in the illustration should be guaranteed and you are going to receive all the benefits at the maturity of the investment. This investment mistakes had happed to so many investors those who have invested in ULIP policies issued by insurance companies and badly burned their fingers. Lakhs of people are victims of this scam ( I can confidently use the word scam here, because the poor investors are cheated by the agents and insurance companies showing unimaginable returns and other benefits … otherwise we can call this as day light robbery). Mostly all insurance products are long term in nature. After 10-20 years, if happened something wrong also, who is going to complain and you will not be able to trace your agent also.
8) Understand the product fully before investing to ensure that the investment you are making is match with your risk appetite and return expectations.
9) Insist your adviser to show the comparison with other competitive products. You may like some feature of other product which your advisor does not like.
10) Note down the agent / distributor full contact details before submitting application forms like full name, ARN No. or IRDA license no., branch address & phone no., residential address & phone no. – mobile phone & landline, email address etc.
11) Always put the date whenever you sign on important documents.
12) When you get your policy bond / statement of account/ investment certificate, check all the details like your name, contact details, nominee name and other relevant details. Go through all the documents. Pay attention to the charges portion carefully. Insurance companies normally give photocopy of your filled application form along with your signed official illustration with policy bond. If you are not satisfying with the terms and conditions, you can return the original policy bond with 15-days free look-up period and get your money back.
13) Whenever you sign on a document having multiple pages, ensure to sign on all pages.
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14) Do not reply to any mails received from unknown persons offering gifts and huge amount of prize money. Never provide your bank account and other personal details to this fraud people.
15) Do not share your ATM PIN and and password details with any one
1. You arrive one hour late to a party and find out you are the first one to arrive.
2. You think it’s perfectly normal to call someone who’s 30 years younger than you ‘Anna just Because he’s behind a counter.
3. You wear a suit to a wedding… And you are only 3 years old.
4. The wedding takes an hour and the group pictures take five hours.
5. Your mom and sister together own more jewels than a Chinese jewelers store.
6. Your parents’ idea of a vacation is to visit the temples in India .
7. You talk for an hour at the front door when leaving someone’s house.
8. The minute your guests leave the house, your parents start talking about them.
9. You rent a cassette from the grocery store, it’s been dubbed 6 times… And you return it 3 months later.
10. You go to a Tamil Cultural program only to find one Bharathanatyam and six hip hop shows.
11. You are somehow related to every new friend you meet.
12. Your remote control is still in its plastic packet.
13. You get a 95% on a test and your parents ask What happened to the other 5%?!’
14. You stare at Tamil people when they walk by.
15. You see married couples kissing on TV but have never your Mom & Dad get within 3 feet of each another.
16. Your parents never address each other by name.
17. When you get your first part-time job, your parents expect you to give them half..
18. Your mother has a minor dispute with her sister-in law and doesn’t talk to her for 10 years.
19. Your parents say Swiss instead of Switzerland, Germany is German and England is London .
20. You go to a party and your aunt comments on how your skin color has changed.
21. You watch a Tamil wedding tape and all the songs from Roja are dubbed into it.
22. When the teacher took attendance and there was a sudden pause, you put your hand up and said ‘here.’
23. You shortened your name to make it sound Anglo-Indian.
24. You have dinner at 10pm.
25. When your parents say ‘BBC’ they don’t mean the news station but your uncle Nathan or aunty Kamala.
26. It’s normal for all the relatives to bathe the groom on his wedding day.
27. You KNOW that your promiscuous second cousin from your father’s side is pregnant even before she does.
28. Your aunties tease you about a particularly eligible cousin… And you like it!!!
29. You serve all your guests tea with milk and 5 spoons of sugar.
30. You only stop putting more rice on your guests dinner plate 7 times after they tell you to stop.
31. Anytime you speak back to your parents, you get: ‘I toiled my life for you, and this is how you repay me?!’
– ‘Naanga eppadi khasta pattathukku nee ithuvum solluvae ithukku melayum solluvae!’
32. If you are a girl, you are expected to come home before dark – however if it’s a son, ‘OK rasa, jaakirathaa poitu vaa…’
33. Halfway through your shower you realize that your Head and Shoulders shampoo is gone and has been replaced by Siyakkai shampoo
34. You walk in to another Tamil family’s house and they have the same furniture and dining set as yours.
Last but not least
35. You are a true Tamil if you forward this mail to another Tamil.